With multiple money saving tools such as round ups, gifting and cashback linked to our award-winning stocks & shares Junior ISA and ISA, Beanstalk makes saving and investing for your children and yourself simple and affordable. Invite grandparents and other family to link and they can all help by gifting straight into your child’s savings account!
“...it was an extremely easy and straight forward process to set up two (Junior ISA) accounts for my sons. Peace of mind this has now been sorted for them. Wished I had done it sooner.” Ursh, Beanstalk user, review taken from Trustpilot.
WHY CHOOSE BEANSTALK TO SAVE FOR YOURSELF AND / OR YOUR KIDS?
SAVE AS A FAMILY
• Unique invite tool that links grandparents and others to your kid’s savings account
• All the family can gift directly to your children and use the clever money savings tools on Beanstalk as well
MONEY SAVING TOOLS
• Earn free savings for your kids with cashback from over 2,000 retailers including John Lewis, Argos, Sainsbury’s and many more.
• Use round ups to invest your spare change
• Gifting links ideal for birthdays or Christmas
SIMPLE TO SET UP
• Whether you are new parent or have older children, opening a Junior ISA is all done in a couple of minutes on your phone
• Open your own ISA whether you have children or not
EASY TO USE SAVINGS AND INVESTMENT APP
• Keep track of your and your childrens’ savings and investments real time
• Family you have invited see your children’s accounts on their own app; you decide how much information they get
FLEXIBLE TO YOUR BUDGET
• Open with just £10 and no minimum monthly contribution
• Save into your Beanstalk accounts when and how you want!
SWITCH AND SAVE
• Switch an existing Child Trust Fund or Junior ISA and check if you could save with our free calculator
INVEST FOR THE FUTURE
• Tax efficient stocks & shares Junior ISA and adult ISA.
• Use the investment allocation slider to split between two funds:
• Fidelity global tracker fund following the largest companies globally including Apple, Amazon, J&J
• L&G money market fund
LOW FEES
• Beanstalk’s annual fee is just 0.5% on the value of your Junior ISA and ISA with no fees to use app. (The funds include charges of 0.12% - 0.15%).
AWARD-WINNING
• Beanstalk has won the Best Junior ISA at the Good Money Guide awards for two years in a row!
REGULATED
• Beanstalk is authorised and regulated by the Financial Conduct Authority and approved as ISA manager by HMRC
• Investments are covered up to £85,000 under the Financial Services Compensation Scheme.
DOWNLOAD NOW AND JOIN THE THOUSANDS OF PARENTS AND FAMILIES SAVING AND INVESTING FOR THEIR KIDS AND THEIR OWN FUTURES WITH THE BEANSTALK APP!
Please note: the value of investments can go up and down so you could end up with less than you invested. Investments should be regarded as longer term ie: 5 years or more. Tax treatment of Junior ISA/ISAs depends on your individual circumstances and may change in the future. A Junior ISA cannot be accessed until the child is 18 years old. Available to UK residents only.